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Understanding the appropriate insurances when it comes to the security industry can be tricky, so we have listed a few of the main claim instances so you can see where your risk exposure may be.
Public liability is one of the highest claimed on policies when it comes to security. Some security guards may carry firearms, which increase the percentage of a bystander being injured if the worst were to occur.
Also, a security firm may be held accountable for their staffs misuse of authority, firearms or force. Professional Indemnity can play an important role in protecting your business if you made a false accusation, fail to protect the venue, or are in breach of confidentiality.
Making sure you have the right insurances in place is very important if you want to ensure the longevity of your security firm.
Crowd controllers can also have a high risk exposure due to the large volume of people at venues such as night clubs, bars and pubs. If you have any questions regarding the risks associated with running a security company, please call our office on 1300 859 381.
Security Activities We Can Cover:
Airport Security Services, Train and / or Vessel Terminals
Alarm / Security Systems – Importing, Manufacturing, Design, Installation, Service and Maintenance, Consulting Services.
Bodyguard and Personal Protective Services
Cash Carry – Including and Excluding use of Firearms.
Crowd Control – Hotels, Taverns, Bars, RSL / Bowling Clubs, Entertainment / Sporting Venues, Private Parties.
Debt Collection Services
Guarding – Static guarding at business premises, such as Banks, Gatehouses, Shopping Centres etc.
Guard Dog Training, Security Training, Firearms Training
Patrols – Alarm Response, Alarm Monitoring, ATM First Line or Second Line Response