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Running a restaurant can be tough at times and understanding the appropriate insurances you’ll need can be quite confusing. Breakdown of machinery can halt your restaurant operation and cause you to go out of business for some time.
If this machinery is out of use for a while, it might be beneficial to have Business Interruption insurance in place to keep your profits coming in when you’re not trading. This can also extend to provide remuneration for your lost customer base who may have found a new restaurant in the time your doors were closed.
Some of the main claims in the restaurant industry come from liability caused by breaking chairs or slips and falls. Other aspects can be foreign objects in food, and food poisoning. With public and products liability, you will be covered in the event someone tries to sue you.
To ensure your restaurants longevity, you’ll want to look at the most claimed on insurances. This shows that the main exposures are: Property Damage (fire, flood etc), Business Interruption and Public & Products Liability.
Get yourself a restaurant insurance quote today, just enter your details below, or call us now on 1300 859 381.