Landscaping Business Insurance Brokers
Or call us on 1300 859 381
Providing you with Landscapers and Gardeners Insurance Quotes
Fortune Insurance Brokers specialise in providing multiple fast and easy insurance quotes for your landscaping business. We provide quick and affordable quotes from Australia’s top Business Insurers for Public Liability Insurance, Tools of Trade Cover, Commercial Motor, Excavator and Bobcat Insurance and more. Whether you are just starting up a new business, or have been trading for a while and just want to see what’s on the market, give us a call and we would be happy to help!
We have spent years helping provide gardening and landscaping businesses with multiple quotes for their business insurances. In order to help you make the right choice for your company. With our experienced team behind you, we understand the needs of both small and large landscaping businesses.
Why Insure your Landscaping Business with a Broker
Fortune Insurance Brokers are committed to providing high quality service to your as one of our business insurance clients. Contact us today for multiple obligation free quotes, and discuss your business insurance needs with one of our experienced business insurance brokers.
Furthermore, as insurance brokers, we have compiled data regarding what insurances you are likely to claim on, and what the most common causes of these claims are. As to help you to reduce the chances of your business being at risk of a possible insurance claim. For more information give us a call on 1300 859 381 and request a Risk Analysis for your industry. As this is a complimentary service, to give you a better idea of what to watch out for in your industry, this is subject to the below General Advice Warning.
This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. (If relevant: Before you make any decision about whether to acquire a certain product. It is important that you should obtain and read the relevant product disclosure statement).
What do you need to know about Insuring your Landscaping Business
Firstly, the most claimed on insurance products for landscapers are Workers Compensation, Public Liability and Motor.
In addition, landscaper businesses are typically owner operated or franchisee’s which generally have few or no employees. However, there are still risks associated with working in your industry. Moreover, these risks are injuries caused by machinery or tools, burns, falls or lacerations. Coupled with the risk of disease caused by your exposure to toxic plants and chemicals, such as pesticides and insecticides.
Secondly, the overall public liability risk for your occupation is moderate. Furthermore, these claims generally arise from slip and falls, your tools being left lying around either being trodden on, or injuries to inquisitive children. There is also the risk of damage to underground pipes. Therefore it is important that you always Dial before You Dig.
Thirdly, in your industry there is a significant motor exposure. However, the size and scale of the projects you are working on increases the risk proportionally. Likewise, transportation and delivery of your materials to the job site is the main cause for this risk. Typically, this is either by using your ute, van or truck.
If you are working in the landscaping industry and are looking for more ways to reduce risk on site, please click here to go to Safe Work Australia’s article on construction contractors.