Dog Walker Business Insurance Brokers
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Pet Sitting and Dog Walker Insurance Quotes
Firstly, as a dog walker or pet sitter, you would already be aware of most of the risks associated with your industry. For example, there is always the risk of a disobedient dog running onto a road or footpath, causing either injuries to a passer-by, or perhaps even causing a car accident. Public Liability Insurance is a must-have cover for a profession such as this. This is because Public Liability Insurance protects you as a business owner from claims or third party property damage or injury, as a result of negligence on your part. Scroll down below the contact form if you are looking for more information regarding your Dog Walker Insurance quote.
Contact our friendly team on 1300 859 381, or enter your details below and let us help you find the insurance you need today.
Furthermore, as insurance brokers, we have compiled data regarding what insurances you are likely to claim on, and what the most common causes of these claims are. As to help you to reduce the chances of your business being at risk of a possible insurance claim. For more information give us a call on 1300 859 381 and request a Risk Analysis for your industry. This is a complimentary service, to give you a better idea of what to watch out for in your industry. Therefore this is subject to the below General Advice Warning.
This advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. (If relevant: Before you make any decision about whether to acquire a certain product. It is important that you should obtain and read the relevant product disclosure statement).
What do you need to know about Insuring your Dog Walker Business
There are a few important things to check when it comes to sourcing quotes for your Dog Walking business. Firstly, it is important to understand what is included and excluded under your insurance quotes. For example, you may assume that under a Dog Walker Insurance Policy, there be some cover should the animal get injured. However, it is crucial to check if this is the case prior to taking out the Insurance Policy.
Furthermore, the main risk from an Insurer perspective is the risk of an animal either causing third-party injury to a passer-by on the street. Another main risk they have concern regarding would be if the animal ran into the road. As this consequently could cause a car accident resulting in third-party injury or property damage.
Secondly, it is crucial to review all documentation prior to taking out the Insurance Policy, and clarify your concerns with your broker. This communication should be via email, to ensure that there is minimal chance at a miscommunication.
Thirdly, it is important to check the Limit of Liability that you are insured for. Generally this amount will either be $5 million, $10 million or $20 million. This is the maximum amount that the insurer will pay in the event of a claim.
Finally, it is important to check your excess on your insurance policy. This is the amount that the Insurer will require you to pay in the event that you make a claim. Therefore it is important to ensure that you choose an excess that you can pay. Do not choose an excess that you cannot afford. For reference, the excess on these Insurance Policies generally are either $500 or $1000. However, it is important to check this with your broker.