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Commercial Motor Insurance
Commercial Motor is coverage on business vehicles that are used primarily for business purposes. These vehicles can be vans, utes, sedans, etc.
As with all insurances, it is important to disclose to us any circumstances that could affect your application. Without the correct insurance, you could be placing not only your vehicle, but also your income at risk if you use your vehicle to get to and from work.
As your broker, our job not only is to ensure that you are covered correctly, but also to ensure that as a client, you understand what type of commercial vehicle insurance you require. As well as this, it is important that you understand what is, and is not covered by the policy.
Get yourself a commercial motor insurance quote today, just enter your details below, or call us now on 1300 859 381.
What you need to know about Commercial Motor Insurance
To summarise, there are many different types of Commercial Motor Insurance, however we have included the 3 most popular variations below.
Third-Party Property Damage Only
This insurance will cover liability to third parties for property damage or personal injury caused by your vehicle. However, this insurance does not provide you with cover for loss or damage to your motor vehicle.
Third-Party Property Damage and Fire and Theft Cover
Similarly to the above, this insurance will cover liability to third parties for property damage or personal injury caused by your vehicle. However, this does include damage to your motor vehicle, but only in the event that it is stolen or damaged by fire.
Comprehensive Commercial Motor Cover
This insurance type will cover liability to third parties for property damage or personal injury caused by your vehicle. In addition, this will also include cover for your motor vehicle for loss, theft, and damage to your vehicle.